Financial Planning: Areas Covered

 These are the various areas covered in our financial planning process.

  • Budgeting & Cash Flow Analysis

    ADVANCED | COMPREHENSIVE
    Service Levels

    As cash flow drives your entire financial plan, we accurately capture your current and future income and expenses and apply that to the various areas of your plan.

    Sample Report

  • Debt Management

    ADVANCED | COMPREHENSIVE
    Service Levels

    We assist is developing appropriate credit management and debt reduction strategies.

    Sample Report

  • Investment Planning

    BASIC | ADVANCED | COMPREHENSIVE
    Service Levels

    We measure your investments through a variety of tools, then assign an appropriate asset allocation based on your goals, values, and risk tolerance.

    Sample Report

  • Retirement Planning

    BASIC | ADVANCED | COMPREHENSIVE
    Service Levels

    We perform an assessment of your existing assets, contributions, and forecasted growth to measure the probability of success using Monte Carlo simulations.

    Sample Report

  • Retirement Income Distribution Strategies

    COMPREHENSIVE
    Service Level

    We transition the process of accumulation to distribution, taking into account the most tax efficient methods, to ensure a comfortable plan for retirement.

    Sample Report

  • Insurance Planning

    BASIC | ADVANCED | COMPREHENSIVE
    Service Levels

    We provide an overall assessment of each area of protection: life, disability, long-term care, health, auto, homeowner’s/renter’s, liability, business overhead, and umbrella insurance.

    Sample Report

  • Education Planning

    BASIC | ADVANCED | COMPREHENSIVE
    Service Levels

    We estimate future expenses for high school and college and make an affordable plan to fund those goals.

    Sample Report

  • Tax Planning

    COMPREHENSIVE
    Service Level

    We employ powerful tools to forecast taxes and use various strategies to lower the amount of taxes owed, including Roth IRA conversions.

    Sample Report

  • Estate Planning

    COMPREHENSIVE
    Service Level

    We provide an overall assessment of your current and future estate planning situation and charitable giving options, and also address the proper titling of accounts and named beneficiaries.

    Sample Report

  • Stock Options & Restricted Stock Units

    COMPREHENSIVE
    Service Level

    We organize all grants for nonqualified stock options (NQSOs), incentive stock options (ISOs), and restricted stock units (RSUs) and strategize the proper timing and method of their execution.

    Sample Report